Insurance Coverages

Comprehensive Protection For Your Fleet

We provide tailored insurance solutions designed specifically for the transportation industry. From single owner-operators to large fleets, we have the coverage you need.

Commercial Auto
Core Coverage

Commercial Auto Liability

Commercial Auto Liability for transportation is the core policy intended to protect damages to property and injuries to others while on the road. All transportation risks operating in the United States are required by Federal law to carry proof of primary commercial auto liability.

TCCI offers Primary Limits of $300,000, $500,000 and $1 million to meet the Federal Highway Administration minimum requirement.

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Excess Auto
Extended Coverage

Excess Auto

Excess Auto provides an additional layer of liability coverage beyond your primary commercial auto policy. It helps protect your business from large or catastrophic claims that exceed your base policy limits.

TCCI offers flexible Excess Auto policies with limits up to $5 million, allowing transportation companies to safeguard their assets and maintain regulatory compliance.

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Physical Damage
Asset Protection

Automobile Physical Damage

Automobile Physical Damage coverage protects your vehicles from loss or damage caused by collisions, fire, theft, or natural disasters. This policy ensures that your fleet remains operational after an unexpected incident.

TCCI provides customizable coverage options including collision, comprehensive, and deductible choices to meet the specific needs of owner-operators and fleet managers.

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Motor Truck Cargo
Transit Security

Motor Truck Cargo

Motor Truck Cargo insurance covers the freight or commodity transported by a for-hire trucker against loss or damage. This protection is essential for companies that transport goods across state lines.

TCCI offers coverage for cargo lost due to fire, collision, theft, or mishandling, with flexible limits designed to protect your business and maintain customer trust.

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Workers Compensation
Compliance & Care

Workers' Compensation

Workers’ Compensation provides protection for employees who suffer job-related injuries or illnesses, while limiting the liability exposure for business owners. This coverage helps maintain a safe and compliant workplace.

TCCI delivers comprehensive Workers’ Compensation policies with medical, disability, and wage replacement benefits, allowing businesses to focus on operations while caring for their workforce.

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